Check Out Our Auto Loans
Refinance Your Auto Loan
We can help you refinance your Auto Loan from another lender and potentially save you up to 2%* on your current interest rate upon approved credit.
Benefit Breakdown:
- Save Big on Interest: A lower interest rate can lead to serious savings over the life of your loan.
- Boost Your Budget: Free up extra cash each month with a potentially lower payment. This extra money can be used for other goals or to build a financial cushion.
Ready to stop overpaying for your auto loan? Refinance with us today! Give us a call, stop by a branch, or click to apply.
*Note: This offer is subject to credit approval and specific terms and conditions.
New Auto Loans
- Flexible terms up to 84 months
- Financing up to 100% MSRP + tax & license
- Mechanical Breakdown Insurance, Guaranteed Auto Protection and loan protection coverage available and may be added to your loan
- Maximum of 0.50% rate discount available on vehicle loans include:
- 0.25% for Automatic Payment;
- 0.25% for having an established checking account and $500 direct deposit per pay period; or
- 0.25% for Loyalty Reward Discount;
Used Auto Loans
- Flexible terms up to 72 months
- Financing up to 100% retail value + tax & license
- Mechanical Breakdown Insurance, Guaranteed Auto Protection and loan protection coverage available and may be added to your loan
- Maximum of 0.50% rate discount available on vehicle loans include:
- 0.25% for Automatic Payment;
- 0.25% for having an established checking account and $500 direct deposit per pay period; or
- 0.25% for Loyalty Reward Discount;
Classic Auto Loans (25+ Years Old)
- Flexible terms up to 60 months
- Financing up to 100% appraised value
- Mechanical Breakdown Insurance, Guaranteed Auto Protection and loan protection coverage may be available and may be added to your loan
- Maximum of 0.50% rate discount available on vehicle loans include:
- 0.25% for Automatic Payment;
- 0.25% for having an established checking account and $500 direct deposit per pay period; or
- 0.25% for Loyalty Reward Discount;
New Motorcycle Loans
From warrior riders to off-road bikes and ATVs, we finance motorcycles at competitive rates and flexible terms.
- Flexible terms up to 84 months
- Financing up to 100% MSRP + tax & license
- Mechanical Breakdown Insurance, Guaranteed Auto Protection and loan protection coverage available and may be added to your loan
- Financing for ATVs also available
- Maximum of 0.50% rate discount available on motorcycle loans include:
- 0.25% for Automatic Payment;
- 0.25% for having an established checking account and $500 direct deposit per pay period; or
- 0.25% for Loyalty Reward Discount;
Used Motorcycle Loans
- Flexible terms up to 60 months
- Financing up to 100% retail value + tax & license
- Mechanical Breakdown Insurance, Guaranteed Auto Protection and loan protection coverage available and may be added to your loan
- Financing for ATVs also available
- Maximum of 0.50% rate discount available on motorcycle loans include:
- 0.25% for Automatic Payment;
- 0.25% for having an established checking account and $500 direct deposit per pay period; or
- 0.25% for Loyalty Reward Discount;
Auto Buying Solutions
Priority One Delivers! Whether at home or at work, Universal Auto can appraise your existing car, make a competitive offer, pick up your trade-in and deliver your next auto wherever you are!
Universal Auto Sales
Michael Martinez
800.500.2568
