Privacy Policies

Learn More About Priority One Credit Union's Privacy Policies

IMPORTANT PRIVACY CHOICES FOR CONSUMERS

You have the right to control whether we share some of your personal information. Please read the following information carefully before you make your choices below.

YOUR RIGHTS

You have the following right to restrict the sharing of personal and financial information with outside companies that we do business with. Nothing in this form prohibits the sharing of information necessary for us to follow the law, as permitted by law, or to give you the best service on your accounts with us. This includes sending you information about some other products or services.

YOUR CHOICE

Restrict Information Sharing With Other Companies We Do Business With To Provide Financial Products and Services: Unless you say “No,” we may share personal and financial information about you with outside companies we contract with to provide financial products and services to you.

The types of information we may share are names and addresses.

We may share information with mortgage companies and insurance companies that we do business with.
We may share information for the purposes of offering mortgage and insurance products and services.

[_] NO, please do not share personal and financial information with outside companies you contract with to provide financial products and services.

TIME SENSITIVE REPLY

You may make your privacy choice at any time. Your choice marked here will remain unless you state otherwise. However, if we do not hear from you we may share some of your information with other companies with whom we have contracts to provide products and services.

To exercise your choice, do one of the following:

Call us toll-free at 877.762.8663.
E-mail us at This email address is being protected from spambots. You need JavaScript enabled to view it.. Include your name and privacy choice.

PRIVACY NOTICE

Facts	What does Priority One Credit Union do with your personal information?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and Chex Systems Account Balances and Payment History Credit History and Credit Score When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share members personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Members personal information; the reasons Priority One CU chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Reasons we can share your personal information	Does Priority One CU share?	Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes— to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates’ everyday business purposes— information about your transactions and experiences	No	No
For our affiliates’ everyday business purposes— information about your creditworthiness	No	No
For nonaffiliates to market to you	Yes	No

Who we are

Who is providing this notice?	Priority One Credit Union

What we do

How does Priority One CU protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Priority One CU collect my personal information?	We collect your personal information, for example, when you: Open account or deposit money Pay your bills or apply for a loan Use your credit or debit card
Why can’t I limit all sharing?	Federal law gives you the right to limit only: sharing for affiliates’ everyday business purposes—information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Priority One Credit Union has no affiliates.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates we share with can include companies such as insurance agents and mortgage brokers
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include insurance agents and mortgage brokers

Other important information

California law provides that a consumer has the right to control the sharing of personal and financial information with outside companies the financial institution contracts with to provide financial products and services. To exercise your right, refer to the separate notice titled, Important Privacy Choices for Consumers, which is provided to you by Priority One Credit Union.